Lavish Enterprise ยท Credit Repair Division
Your Credit, Restored.
Your Future, Funded.
White-glove credit repair for clients who are done waiting. Every dispute,
every letter, every follow-up โ handled by professionals, so you can qualify for the
life you're building.
McKinney, Texas ยท Licensed & Insured ยท CROA Compliant
3
Tailored Programs
100%
Done-For-You Disputes
1-ON-1
Client Portal Access
McKinney, TX
Locally Owned
THE REALITY
Bad Credit Doesn't Just Cost You
Money.
It costs you approvals, opportunities, and peace of mind. If any of this sounds familiar, you're
exactly who this was built for.
Denied for the Things You Need
Turned down for a mortgage, auto loan, or apartment because of items on your report โ some of which may not even be accurate.
Don't Know Where to Start
Collections, charge-offs, and hard inquiries piling up with no clear plan for which ones to fight first,
or how.
No Time to Fight the Bureaus
Disputing items yourself means letters, phone calls, and follow-up on a strict timeline โ on top of everything else
in your life.
How It Works
A Clear Path, Start to Finish
No confusing jargon. No guessing. Just a proven process, managed for you from day one.
Free Consultation
We review your goals and give you an honest read on what's possible.
Credit Audit
A full line-by-line review of your report to flag every disputable item.
We Dispute For You
Bureau & creditor correspondence handled on your behalf, every round.
Track Your Progress
Monthly updates and portal access so you always know where you stand.
Choose the Path That Fits Your File
Every program includes done-for-you dispute processing. The more damage on your file, the more time and rounds you'll want on your side.
Fresh Start Program
- Credit report audit
- Three months of dispute processing
- Personal information cleanup
- Collection disputes
- Charge-off disputes
- Hard inquiry review
- Creditor communication when applicable
- Monthly progress updates
- Credit-building recommendations
- Client portal access
- Email support
Credit Rebuild Program
- Everything in Fresh Start, plus:
- Six months of dispute processing
- Additional dispute rounds
- Ongoing creditor challenges
- Monthly credit coaching
- Credit utilization guidance
- Personalized credit-building strategy
- Priority client support
Elite Clean Slate Program
- Everything in Credit Rebuild, plus:
- Unlimited dispute rounds
- Continuous bureau correspondence
- CFPB complaint assistance when appropriate
- Advanced dispute strategies when applicable
- Ongoing credit profile monitoring
- Funding readiness guidance
- Homebuyer preparation guidance
- VIP client support
- No renewal fees
NOT READY FOR A FULL PROGRAM?
Start With a Single Session
Get expert eyes on your credit file with no long-term commitment.
Funding Readiness Assesment
$50 - 30 Minutes
A one-on-one consultation to review your credit profile, answer your questions, identify problem areas, and build a personalized action plan.
Funding Readiness Assesment
$97
A detailed review of your credit profile to determine your readiness for financing โ with recommendations to strengthen your chances of qualifying for personal, business, auto, or mortgage funding before you apply.
Handled With Discretion. Backed By Diligence.
Every client file is reviewed personally and worked in accordance with the Credit Repair
Organizations Act (CROA). No item is ever disputed without a documented basis. Your
information is kept private and secure from consultation to completion.
Questions
Before You Get Started
How long until I see results?
Every credit file is different. Most clients see their first round of results within 30โ45 days of their first dispute cycle,
with continued progress each round after.
Is this guaranteed to remove items from my report?
No credit repair company can legally guarantee specific results. What we guarantee is a thorough, diligent, and fully documented dispute process on every eligible item on your file.
What's the difference between the three programs?
It comes down to time and rounds. Fresh Start covers 3 months, Credit Rebuild covers 6 months with added coaching, and Elite Clean Slate works your file with unlimited rounds until all eligible items are addressed.
Can I upgrade my program later?
Yes. If your file needs more time than your current program covers, you can upgrade at any point โ just ask your
account specialist.
Ready When You Are
Let's Get Your Credit Working For You.
Book your consultation and walk away with a clear, personalized plan โ
no pressure, no obligation.
Lavish Enterprise Tax Services & Notary, LLC โ Credit Repair Division ยท McKinney, Texas
Under the Credit Repair Organizations Act (CROA), you have the right to cancel your contract without penalty within 3 business days of signing. Credit repair results vary by individual and are not guaranteed. This is not a promise or guarantee of any specific outcome to your credit score or report.
ยฉ 2026 Lavish Enterprise. All rights reserved.